Resources
Mortgage Bankers Association of America Consumer Information
The Mortgage Bankers Association of America is the preeminent association representing the real estate finance industry. Their consumer information site contains several tools and guides to aid in purchasing or refinancing a home.
Federal Reserve Board Consumer Information
The Federal Reserve Board maintains a web page with consumer information, including a section on home mortgages. The section covers topics such as finding the best mortgage and understanding ARMs.
Homebuyer Education by Freddie Mac
Freddie Mac is a publicly held corporation chartered by Congress to increase the supply of funds that mortgage lenders, such as commercial banks, mortgage bankers, savings institutions and credit unions, can make available to homebuyers and multifamily investors. This Freddie Mac site offers a step-by-step tutorial on the home buying decision process and the mortgage application process.
United States Postal Service Official Movers Guide
What happens after you complete the purchase process? This U.S. Postal Service site provides all kinds of tools and tips to help make the moving process easier.
Forms
The forms below are basic forms that may be used in the mortgage application process. To learn more about each individual form, please contact us.
Loan Applications:
Loan Application (1003)
Individual/Joint Credit Addendum
Loan Application (1003) – Spanish
Individual/Joint Credit Addendum – Spanish
Other Forms:
Borrower’s Certification & Authorization
Good Faith Estimate – Lenders
Truth-In-Lending
Disclosures:
Disclosure Notices
Equal Credit Opportunity Act Disclosure
Fair Lending Notice Disclosure
State-Specific Forms:
FL Brokerage Business Contract & Addendum
FL Lender Disclosure
